Product: Wayfair Credit Card Clear all filters (45 of 45 reviews match)
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Wayfair card is a scam

1.0
Details
While ordering an item on one of Wayfair's sites, I was "offered" a discount on the item if I apply for the Wayfair credit card. The discount was never applied. After they opened my cardless "Wayfair Card" account, it promoted an offer of a discount on the first item purchased using the Wayfair "card". I attempted to purchase an item and get the discount; it was impossible to enter the Wayfair account number (not an accepted card type) when ordering on Wayfair's own website. Again, no discount. Furthermore, I never received a statement but eventually email that my payment is past due and they added late charges of approximately $40 on a $33 balance. Not only did I not receive the promised discounts, but having this account cost me $40. Not worth my time to fight this, but people should know.
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Review
#1661206 Review #1661206 is a subjective opinion of poster.
Product
Wayfair Credit Card
Cons
  • Credit card is a scam
Reason of review
Not as described/ advertised
Loss
$40
Preferred solution
Full refund
Tags
  • Wayfair Credit Card

Wayfair - Waiting on credit card to pay my bill

When will my Wayfair credit card info be sent in mail, so I can pay my bill?
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Review
#1619165 Review #1619165 is a subjective opinion of poster.
Product
Wayfair Credit Card
Reason of review
Order processing issue

Wayfair credit scam

1.0
Details
So I was moving and needed some furniture, so I signed up for a a credit account with wayfair. Now 12 months later after NEVER missing a payment, they keep reducing my available credit down to my outstanding balance. This shows my card as being close 100% used which effect my credit score. Now when I call a message says theyve terminated the card program. Both ph #'s on the back of the cardgo nowhere. This is some shady stuff! Never use Wayfair for anything again.
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Review
#1613958 Review #1613958 is a subjective opinion of poster.
Product
Wayfair Credit Card
Cons
  • Sucks and lies
  • Credit card is a scam
Reason of review
Poor customer service
Loss
$2000
Preferred solution
Full refund
Tags
  • Credit Card Fake Promo

Wayfair - Sneaky finance charges

1.8
Details
Upon opening the card your options are not made entirely clear, more like it's set up to distract you for going for the discount when you think you're getting 0 down financing. Finance charges of over $20 every month. None of my other cards are this draining. Get a decent credit card and buy your furniture, never do business with Commenity Bank or Wayfair.
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Review
#1606753 Review #1606753 is a subjective opinion of poster.
Product
Wayfair Credit Card
Pros
  • Accessible furniture and kind employees
Cons
  • Take hundreds of dollars from customers
  • Low quality furniture with a high price
Reason of review
Not as described/ advertised
Loss
$616
Preferred solution
Price reduction
Tags
  • Deception
  • Furniture wayfair
  • Misleading Ads
1.6
Details
We applied for this card to help build my husband’s credit (he had none). Was approved for $2,000. Put $641 on the card. Missed one payment by a week, I think. We misplaced our bill and sort of forgot about it (our fault). But we were paying $100 every payment (minimum...
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Review
#1541895 Review #1541895 is a subjective opinion of poster.
Product
Wayfair Credit Card
Reason of review
Problems with payment

Wayfair - Worst experience ever

1.0
Details
I only signed up for the card for the 0% interest and they didn't give it to me and refused to change it i will be closong this card.
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Review
#1535505 Review #1535505 is a subjective opinion of poster.
Product
Wayfair Credit Card
Reason of review
Return, Exchange or Cancellation Policy

Wayfair - Do Not Get This Card- Will Slam you with Finance Charges on Your Last Bill

2.5
Details
I've been paying off my credit card since last April with almost 3 times the amount due on each monthly statement. I checked my statement this morning, because I had one payment left, and they charged me a good 30% extra, and then some, for finance charges! Funny thing is they had been charging me finance charges the whole time I was paying off the card, but when the card was almost paid off they decided to slap on another HUGE finance charge! Ridiculous and I will be cancelling this card and never looking back!
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Review
#1534849 Review #1534849 is a subjective opinion of poster.
Product
Wayfair Credit Card
Reason of review
Poor customer service

Wayfair - Horrible

1.0
Details
I contacted them to assist worh paying off a promotional because apparently when you over pay your minimum they do what they want and do not apply it to uour promotional. I tacked on over $500 in interest in 2 days, due to a promotional expiring. They do not care, horrible customer service!
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Review
#1534466 Review #1534466 is a subjective opinion of poster.
Product
Wayfair Credit Card
Reason of review
Problems with payment

Wayfair - Credit Card Interest Free

2.2
Details
I signed up for their credit card because they were offering 18 months interest free. They are now denying it and telling me its not true, and I will have to wait to hear from the credit card company which could take up to 60 days! By that time there will be a bill, with Im assuming interest! It is a scam do not sign up for the card the only reason why I did was because of the 18months free, which it even states on my invoice yet they are still denying it. I have spent plenty of money with them and they are total ***
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Review
#1515867 Review #1515867 is a subjective opinion of poster.
Product
Wayfair Credit Card
Cons
  • False and misleading advertising
Reason of review
Pricing issue
Loss
$3000
Preferred solution
Let the company propose a solution
Tags
  • Credit Cards processing rip off
1.0
Details
The last 4 digits of the account is displayed during checkout on the Wayfair website during checkout so you can use your credit "card". The problem comes when trying to pay the bill. 1. No physical card is issued so you don't know the account number. 2. You cant log in...
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5 comments
Anonymous
#1753288

EXACTLY what happened to me!

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Review
#1509119 Review #1509119 is a subjective opinion of poster.
Product
Wayfair Credit Card
Reason of review
Problems with payment
Preferred solution
Remove neg mark on my credit report.